Protect What Matters Most

Secure Your Future with
Expert Insurance Solutions

Comprehensive coverage for Life, Health, and Assets. We help you navigate the complex world of insurance with simplicity and trust.

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Our Core Services

Total Protection for You & Your Family

Life Insurance

Term & Whole Life Plans

Ensure your family's financial dignity in your absence. High coverage at affordable premiums.

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Health Insurance

Comprehensive Medical Cover

Cashless treatment at top hospitals. Cover for critical illnesses and pre/post hospitalization.

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General Insurance

Motor, Home & Travel

Protect your valuable assets against theft, accidents, and natural calamities.

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Claim Assistance

Dedicated support team

Paperless Process

Digital & hassle-free

Family Focus

Plans for all ages

Wealth Creation

Investment linked plans

Why Choose Hemanshu Thakkar?

Expertise you can trust, Service you can rely on.

98% Claim Support

We stand by you when you need us the most, ensuring hassle-free claims.

Unbiased Advice

We recommend plans based on your needs, not on our commissions.

Local Expertise

Doorstep service in Surat with a deep understanding of local needs.

Annual Reviews

We don't just sell and forget. We review your portfolio every year.

Who We Are

The journey of Trust & Commitment.

A Legacy of Trust

We were founded with a singular vision: to replace "gut feeling" investing with rigorous, data-driven financial planning. We recognized that while human intuition is valuable, it is often biased. Data, however, never lies.

Based in Surat, we have grown from a small advisory firm to a full-fledged financial services provider, managing wealth for families across Gujarat.

10+ Years Experience

500Cr+ Assets Advised

Why We Exist

To create long-lasting wealth in the most strategic way with the highest level of probity, discipline, and transparency.

Vision

To be Surat's most trusted Insurance & Investment Manager, known for protecting capital while generating superior risk-adjusted returns.

Mission

To educate 1 million investors about the importance of Process over Prediction and Logic over Luck.

Values

Transparency, Integrity, Discipline, and Client-First approach. We eat our own cooking—we invest in what we recommend.

Our Leadership

The minds behind the success.

Hemanshu Thakkar

Founder & CEO

Priya Patel

Chief Investment Officer

Rahul Sharma

Head of Research

Anjali Desai

Operations Head

Life Insurance

Comprehensive protection for your family's financial future.

More Than Just a Policy

Life insurance is the cornerstone of a sound financial plan. It acts as a safety net, ensuring that your loved ones can maintain their lifestyle, pay off debts, and achieve their dreams even in your absence. Whether you are looking for pure protection, wealth creation, or tax benefits, we have the right plan for you.

Types of Plans We Offer

Term Insurance

Pure protection plans offering high coverage at low premiums. Ideal for income replacement.

Whole Life Insurance

Coverage for your entire life (up to age 99/100) with a savings component for legacy creation.

Endowment & Money Back

Traditional plans that offer guaranteed returns and periodic payouts to meet specific financial goals.

ULIPs (Unit Linked Plans)

Dual benefit of insurance and market-linked investment returns. Offers flexibility to switch funds.

Get a Personalized Quote

Fill in your details and our experts will guide you to the best plan.

Why Do You Need Life Insurance?

Financial Security

Protects your family from debt and sudden loss of income, ensuring stability.

Tax Benefits

Premiums eligible for deduction u/s 80C; maturity proceeds tax-free u/s 10(10D).

Peace of Mind

Live worry-free knowing your loved ones are secure no matter what happens.

Goal Planning

Systematic savings for child's education, marriage, or your own retirement.

Authorized LIC Advisor

Trust the brand that India trusts. We are authorized partners for Life Insurance Corporation of India (LIC).

General Insurance

Securing your assets against the unforeseen.

Complete Asset Protection

Your hard-earned assets deserve the best protection. General Insurance shields your valuable possessions—like your car, home, and business—from financial losses caused by accidents, theft, fire, or natural calamities. We partner with top insurers to bring you comprehensive coverage with hassle-free claims.

Motor Insurance

Mandatory by law, essential for peace of mind. We offer comprehensive plans for all vehicle types.

Private Car Insurance

Protects against accidents, theft, and third-party liabilities.

Zero Depreciation Cover (Bumper-to-Bumper)
Engine Protection Cover
Roadside Assistance (RSA)

Two-Wheeler Insurance

Comprehensive cover for bikes and scooters.

Pro Tip: Opt for Multi-Year (1-3 years) policies to lock in premiums and avoid yearly renewal hassles.

Property & Lifestyle

Home Insurance

Covers your building structure and expensive contents (electronics, jewelry) against Fire, Burglary, Flood, and Earthquake. Costs less than ₹5/day for ₹10 Lakh cover.

Travel Insurance

Essential for international trips. Covers Medical Emergencies, Passport Loss, Flight Delays, and Baggage Loss. Plans available for Students, Leisure, and Seniors.

Commercial/SME Insurance

Shopkeepers Package, Fire & Marine Insurance, and Workmen Compensation policies to secure your business assets and liabilities.

Know Your Insurance Terms

IDV (Insured Declared Value): The current market value of your vehicle. This is the maximum sum assured you get in case of theft or total loss.
NCB (No Claim Bonus): A discount (ranging from 20% to 50%) on your own-damage premium for every claim-free year.
Third-Party vs Comprehensive: Third-party only covers damage to others property/life (Mandatory). Comprehensive covers damage to your own vehicle as well (Recommended).

Get an Instant Quote

Tell us what you want to insure.

Why Insure with Us?

Reminders before expiry
Assistance during claims
Unbiased comparison

Talk to a General Insurance Expert

Confused about IDV, Zero-Dep, or Commercial covers? We are here to help.

Health Insurance

Wealth is nothing without Health.

Stay Protected Against Rising Medical Costs

Medical inflation in India is rising at approx 14% annually. A single hospitalization can wipe out years of savings. Our curated Health Insurance plans ensure you get the best medical treatment without financial stress, offering cashless access to top hospitals.

Comprehensive Health Solutions

Family Floater Plans

Single premium covering the entire family (Self, Spouse, Children, Parents). The Sum Insured floats among all members.

Senior Citizen Plans

Specially designed for age 60+ with coverage for pre-existing diseases (after waiting period) and cardiac care.

Critical Illness Cover

Lump sum payout on diagnosis of serious illnesses like Cancer, Kidney Failure, or Stroke to manage lifestyle changes.

Super Top-up Plans

Enhance your existing coverage at a very low cost. Covers expenses beyond a deductible threshold.

Get a Health Quote

Compare plans from top insurers.

Why Health Insurance is Non-Negotiable

Cashless Network

Access to 10,000+ hospitals across India without paying cash upfront.

Tax Savings

Save up to ₹75,000* under Section 80D of the Income Tax Act.

No Claim Bonus

Increase in Sum Insured (up to 100%) for every claim-free year at no extra cost.

Pre & Post Care

Covers expenses 60 days before admission and 90-180 days after discharge.

Why Trust Us with Your Health?

Claims Assistance Desk

We don't just sell policies; we help you fill forms and coordinate with the TPA during emergencies.

Unbiased Comparison

We compare features, waiting periods, and room rent limits across multiple insurers to find the best fit.

Portability Support

Unhappy with your current insurer? We help you port your policy without losing continuity benefits.

Talk to a Health Insurance Expert

Confused about "Waiting Periods" or "Room Rent Capping"? Get clear answers today.

Mutual Funds

Systematic investment for disciplined wealth creation.

Let Your Money Work for You

Mutual Funds offer a smart way to invest in equity and debt markets without the need to track stocks daily. Whether you want to save tax, build an emergency fund, or create long-term wealth for retirement, there is a mutual fund scheme designed for your specific goal.

Investment Solutions for Every Goal

Equity Funds (Growth)

Invests in stocks. High risk, high reward. Ideal for long-term goals (>5 years) like retirement or child's education.

Debt Funds (Stability)

Invests in bonds and government securities. Low risk. Better alternative to Fixed Deposits for 1-3 year horizon.

Hybrid Funds (Balance)

A mix of Equity and Debt. Offers growth potential with downside protection. Perfect for moderate risk takers.

ELSS (Tax Saver)

Equity Linked Savings Scheme. Save tax up to ₹46,800 u/s 80C. Shortest lock-in period of just 3 years.

Start Your SIP Journey

Small savings today, big wealth tomorrow.

Did You Know?

Investing ₹5,000/month for 20 years at 12% return can grow to approx ₹50 Lakhs! The power of compounding works best with time.

Why Invest in Mutual Funds?

Professional Management

Managed by experienced fund managers who research and pick the best stocks for you.

Diversification

Minimizes risk by spreading your investment across different sectors and companies.

Affordability

Start with as little as ₹500/month via SIP. No large capital required.

Liquidity

Redeem your units anytime (except ELSS) and get money in your bank account in 1-3 days.

Why Trust Us with Your Wealth?

Goal-Based Mapping

We don't sell funds; we sell solutions. Every investment is mapped to a life goal like Retirement or Education.

Periodic Rebalancing

Markets change, and so should your portfolio. We review and rebalance your asset allocation annually.

Tax Harvesting

We guide you on how to book profits smartly to minimize your Capital Gains Tax liability.

Talk to a Mutual Fund Expert

Confused between Large Cap, Mid Cap, or Flexi Cap? Get unbiased advice.

Build a Career in Wealth

Join us as a Wealth Partner. Be your own boss, with the backing of our robust infrastructure.

Why Become an Agent / Partner?

The financial distribution industry is booming. Here is why you should join the wave.

Unlimited Earning

No glass ceiling. The more clients you acquire and service, the more you earn. Build a passive income stream through trail commissions.

Flexibility

Work at your own pace. Whether you are a homemaker, retired professional, or looking for a side hustle, this fits your schedule.

Social Impact

Help families secure their future. There is no greater satisfaction than processing a claim that saves a family from financial ruin.

Ready to Join?

Fill out the form and our team will get in touch with you.

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